Getting out of debt is not easy. It is similar to a weight loss story. It's easy to add the weight on but hard to take it off and boy is debt heavy!! However, by making a plan, you can eliminate debt in your life. It will be hard work but it will most definitely be worth it. WHERE TO START: 1. Accountability. If you are married you and your spouse need to work together to get on the fastest route. Single: Ask a parent, responsible friend, me, possibly an older sibling to help keep you focused. 2. Budget. THIS IS A MUST. Sounds so simple but you will quickly find out that it takes time and work to stay on budget with life's surprises. The initial three months are always the hardest as it can be hard to know where to start. Keep at it as each month you will get more tuned in to what are required expenses and where you are spending too much on non-essential items. ...
Friends I want to help you! Feel free to ask me about specific topics. I am a SAHM after 10 years in the financial industry. I've worked for two brokerage companies and also began in a customer support for annuities.